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What effect can litigation have on your car accident claim?

On Behalf of | Nov 3, 2022 | Personal Injury |

When you experience a motor vehicle accident, there is a lot of uncertainty in the days and weeks to follow. This is especially true if you sustain a significant personal injury and need financial support to pay for necessary treatment.

Filing a claim with your insurance company is the obvious first step toward getting the compensation you deserve, but you might wonder what you can do if the insurer offer makes a lowball settlement offer. You have the option to take the insurance provider to court for offering you an unjust amount, but you should consider the positive and negative implications that litigation will have on the overall claim process.

Will you get more money if you go to court?

Choosing to pursue litigation in court is a valid option if you believe that your insurance provider is violating the terms of your agreement by offering an unjustifiably low settlement. With the right evidence and legal advocacy, you can prove your case and claim the compensation that is rightfully yours. Be aware, however, that the litigation process entails paying court filing fees and there is no absolute guarantee that you will win your case.

When should you accept the settlement?

It is always preferable to strive for an amicable settlement whenever possible rather than pursue a costly and tiresome court case. If your insurance representative is conducive to mediation and negotiation, you should utilize these methods in an attempt to reach a settlement that allows you to reclaim your quality of life.

There are situations in which fighting for your due compensation might be the only way to satisfy your financial needs. Keep in mind that litigation can be a long and stressful process, so it is not a decision to make lightly.

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